Juggling a career, caring for your family and other responsibilities can put you in a position of financial disadvantage when it’s time to retire. Maybe you chose to stay home with your children, giving you less of an opportunity to accrue the same amount of savings as your husband. Perhaps…
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Heart attack, stroke, cancer – just the words can induce anxiety. The last thing you want to think about when dealing with an illness is money but, unfortunately, it can quickly move up the list of concerns because a long-term illness can significantly impact personal finances. What is considered a…
Read MoreWhen thinking about healthcare coverage, don’t forget your teeth! Did you know there’s a connection between the health of your teeth and the health of the rest of your body? It’s true! Issues in your mouth can affect your overall health. Good oral hygiene and regular professional dental care will…
Read MoreFinding a health care plan to suit your needs can be a frustrating experience, especially for those ages 50-65, who may not be covered by an employer but are not yet eligible for Medicare. There are some obstacles to getting health insurance coverage that those in this particular age bracket…
Read MorePhysiological changes occur at any age but, as you approach age 70 and beyond, some of those changes are significant. However, you’re not at the mercy of your age. There’s a lot you can do to boost your health and decrease your chances of disease and immobility. Here’s what you…
Read MoreAs you get older, it becomes more and more important to prevent falls because of the serious injuries they can cause. Medications you’re taking, health conditions and physical changes all contribute to the risk of falling. Use these strategies to stay upright. 1. Check in with your doc Schedule an…
Read MoreIf you’re like most people, you think of arthritis as having painful, stiff joints that are swollen and red, but arthritis shows up in different forms. The most common types of arthritis for those over 65 are osteoarthritis, rheumatoid arthritis and gout. Let’s take a closer look at each and…
Read MoreSpring is coming, which has many of us thinking of getting in better shape. Try these tips to boost your health and wellness. Eat breakfast. This very important meal helps you start your day on the right foot. Overnight, while you’re sleeping, your metabolism slows down. Eating a nutritious meal…
Read MoreNo matter how bad the news is about your cholesterol, there’s generally an upside. While cholesterol is no joke, and high bad cholesterol levels can really wreak havoc on your health, there are several steps you can take to manage your levels and regain control of your health. Understanding cholesterol…
Read MoreIf you’re turning 65 soon, there are some important decisions that you’ll have to make concerning your health care options. Here’s what you need to know. If you were born in 1959 your full retirement age is 66 and 10 months. You can start your Social Security retirement benefits as…
Read MoreMedicare can be confusing. You have hospital coverage through Part A, medical coverage through Part B, and there’s also Medicare Advantage options to consider. But, do you really need an Advantage plan? Read this before you sign. Health Maintenance Organization Plans If you have an HMO, you can usually only…
Read MoreThe life expectancy of the average American is higher than it has ever been. Make those extra years as healthy and active as possible by losing weight, quitting smoking, eating a healthy diet and exercising. Doing these things may help ward off some of the eight most common health concerns…
Read MoreIf you’re nearing age 65 (when you have to enroll in Medicare) or you already have a policy and you need to make a change, it’s difficult to know who to trust. Sure, you can go to Medicare.gov and enroll in Medicare, but you will have a more personal experience…
Read MoreWhen one of your parents comes down with an illness or has a chronic condition, pay close attention. If an aging parent is dealing with even minor ills, it may be a sign of a serious condition. As the primary caretaker, know the signs to look for to know whether…
Read MoreLow-cost health insurance plans may seem like a good deal, but there’s always a catch. Lower-priced insurance plans usually come with a higher deductible, which means if you find yourself in the emergency room or are suddenly diagnosed with a chronic condition, you could end up with a lot of…
Read MoreShingles. If you’ve had it, or know someone who has, the mere mention of the word can bring you to your knees. The painful condition afflicts one million people each year in America alone. While people over 50 years of age are most susceptible to it, young people and those…
Read MoreIf you’re under 26, you’re one of the lucky young adults who can maintain health care coverage under a parent’s plan. If your parents don’t have coverage or you’re over 26, it’s time to find a health care plan to suit your needs. Buy health insurance in the marketplace. Health…
Read MoreDid you know that Original Medicare Part A and B do not cover everything and can leave you with significant out of pocket expenses? With supplement insurance, also called Medigap or MedSup, you can get coverage at varying levels for deductibles, coinsurance and copayments to reduce or eliminate your out-of-pocket…
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