Dental Coverage: Get the Facts

May 9, 2024

Whether it’s a cleaning, a crown or a cavity, dental costs can add up, so a good dental insurance plan is necessary to ease the pain on your wallet.

If you currently do not have dental coverage, you can access personal or standalone dental coverage with the help of UROne Benefits.

Standalone coverage can be obtained for you and your family, and it doesn’t have to be part of your overall health plan. Just be sure to find the right coverage for your needs.

Comparing plans

There are two types of coverage:

  • Standard coverage offers beneficiaries a lower premium with no deductible, and it covers routine cleanings, oral exams and bitewing X-rays.
  • Premium coverage is the opposite. You’ll pay higher monthly premiums for more comprehensive coverage. In addition to preventive services, plans can include coverage for complex procedures such as fillings, root canals, simple extractions, crowns, dentures and bridges.

As you compare standalone dental plans, pay close attention to the monthly premium, the deductible, copays and waiting periods for complex procedures. Choose an affordable plan that provides sufficient coverage for you and your family.

Is it essential?

A growing number of health plans do not include dental coverage, but many physicians agree that dental insurance is a significant contributor to good health. UROne Benefits™ can help you find the right plan for your family, at the right budget. Contact us here or at 800-722-7331.

This post was originally published in March 2018; updated May 2024.