Resources

What is the Medicare Part D Donut Hole?

For those approaching Medicare or those who are already covered by it, Medicare can be very confusing. Add in the Part D Donut Hole (or coverage gap) and all the rules, pieces and parts of Medicare can leave a patient feeling lost. So, let’s break it down. Medicare Part A…

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Is Hospital Indemnity Insurance Right For You?

Spending time in the hospital is bad enough. Add in the bills that follow and it is like pouring salt in your wound. Even with health insurance, your out-of-pocket expenses can be excessive, but the cost of a hospital stay could be reduced with a hospital indemnity insurance plan. Hospital…

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Do You Need Critical Illness Insurance?

Nobody likes to think about their health failing, especially as health care costs continue to rise. A large number of Americans would find it hard to pay for unexpected medical expenses. Fortunately, there are options that can help bridge the gap. Critical illness insurance plans pay a lump sum cash…

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Common Cold or Allergies? What You Need to Know

Coughing and sneezing are no fun. You feel like you want to crawl into bed, pull the covers over your head, and stay put until it passes. The glances from coworkers when you sneeze or blow your nose make it even worse. Because allergies and colds cause many of the…

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Accidents Happen: Make Sure You’re Covered

Accidents happen, regardless of your age. They’re always unexpected and can be costly. Nearly 25 million office visits and 25.5 million emergency department visits occurred because of unintentional injuries, according to the National Hospital Ambulatory Medical Care Survey. Having personal accident insurance can take some of the sting out of…

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10 Ways Meditation Can Improve Your Health

There are places to be and appointments to keep, meals to prepare and laundry to wash. There is always something to do, and it can cause stress just thinking about the to-do list. Stress isn’t good for your body or your mind. It prevents you from resting well and can…

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Enrolling in a Health Care Plan: Getting Proper Guidance

Choosing the right health care plan can be an overwhelming experience. It has lasting repercussions and can have a great impact on your financial health, as well as your physical well-being. The experienced team at UROne Benefits™ can help you navigate the following. Cost. The cost of Medicare insurance plans…

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Take Control of Your Diabetes with an Exercise Routine

Diabetes is a serious condition. If it goes unmanaged, it can cause other serious issues such as heart disease, stroke or even blindness. Thankfully, there are many steps you can make to manage diabetes and live a long, enjoyable life. Watch what you eat Diabetics must think about what they…

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Enrolling in Medicare for the First Time

Enrolling in Medicare can be intimidating but, armed with the answers to common questions, it can be easy. When to enroll Some circumstances result in people being enrolled automatically, such as when you’re receiving Social Security retirement benefits. Everyone else will need to pay close attention to the rules as…

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Five Things You Need to Know About Weight Control

Some people have no trouble with weight control, but for the more than 70% of Americans that are overweight, it can be a struggle. While it may not be easy, there are steps to take to move toward and achieve a healthy weight. 1. Avoid fad diets Don’t follow fad…

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Dental Coverage: Get the Facts

Whether it’s a cleaning, a crown or a cavity, dental costs can add up, so a good dental insurance plan is necessary to ease the pain on your wallet. If you currently do not have dental coverage, you can access personal or standalone dental coverage with the help of UROne…

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Short-Term Health Insurance Explained

What exactly is Short-Term health insurance? A short-term plan provides temporary coverage to help pay for hospital and medical claims when employer health insurance or coverage under the Affordable Care Act is not possible. A short-term policy could be a good fit for people that: Missed the ACA Open Enrollment…

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Planning Ahead for Long-Term Care Costs

Long-term support and services include any kind of assistance that helps a person who cannot help themselves due to cognitive, physical or chronic health conditions. These services include instrumental activities of daily living such as eating, bathing and getting dressed. Long-term care may also include stays in assisted living facilities…

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What You Need to Know About Aging and Depression

Depression is one of the most common disorders affecting many Americans at some point during their lifetime, and it doesn’t discriminate based on age or gender. While aging isn’t a cause of depression, there are some facets of depression that are unique to older people, as well as some common…

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Is a High-Deductible Health Plan Right for you?

High-deductible health plans (HDHP) are attractive because they seemingly reduce your health care spending, but that’s not always the case. With a low-deductible plan, you’ll have predictable medical expenses and typically better coverage, but also higher monthly premiums. Turning to a plan with a lower premium and a higher deductible…

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Six Tips to Keep Aging From Wreaking Havoc on Your Digestive Health

There are pros and cons to getting older. Sure, you get more time to sit back and relax but, on the other hand, you’re at a higher risk for some medical conditions, including digestive health issues. Here are a few of the most common issues seniors face, followed by how…

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Women: Here’s How to Overcome Retirement Challenges

Juggling a career, caring for your family and other responsibilities can put you in a position of financial disadvantage when it’s time to retire. Maybe you chose to stay home with your children, giving you less of an opportunity to accrue the same amount of savings as your husband. Perhaps…

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What You Need to Know About Dental Insurance

When thinking about healthcare coverage, don’t forget your teeth! Did you know there’s a connection between the health of your teeth and the health of the rest of your body? It’s true! Issues in your mouth can affect your overall health. Good oral hygiene and regular professional dental care will…

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