If you’re nearing age 65 (when you have to enroll in Medicare) or you already have a policy and you need to make a change, it’s difficult to know which experts to trust.
Sure, you can go to Medicare.gov and enroll in Medicare, but you will have a more personal experience with an independent agent.
Think about it. With the federal site, you’ll never speak with the same representative every time you call. You’ll never meet in person and get that personalized care you need. You won’t have someone who is accountable for your well-being after you buy your plan.
There are several perks to working with an independent insurance agent.
- They’re free! The Medicare policy you buy costs the same regardless of how you buy it. You’ll never be charged a fee to purchase a Medicare plan.
- They’ll work with you to help you understand your options. Independent agents are invested in your success. Their business depends on great word-of-mouth recommendations, and they really care about their clients. They’re also trained to know the ins and outs of various policies, and how to match your needs to a Medicare plan.
- They’re your advocate. After you enroll in Medicare, your independent agent won’t disappear. They will be there for as long as you need them, and you can call them with questions or meet over coffee to discuss switching policies if your needs change. Your independent agent can help you switch your policy annually to suit your changing needs. If you have a question about a claim or benefits, your agent can provide answers or act as an intermediary between you and your insurance company.
- They are impartial. Independent agents have access to many Medicare plans, including the federal government’s policy. They aren’t beholden to any one company, so they can help you sort through the options and choose Original Medicare (Parts A and B, provided by the government) or Medicare Advantage or a Prescription plan (Part D) managed by private providers.
Independent insurance agents have your best interest at heart and will steer you in the best path for your health and finances. Contact UROne Benefits today at 800-722-7331.