Why Retirees Should Work With an Independent Medicare Agent

February 20, 2024

If you’re nearing age 65 (when you have to enroll in Medicare) or you already have a policy and you need to make a change, it’s difficult to know who to trust.

Sure, you can go to and enroll in Medicare, but you will have a more personal experience with an independent agent.

Your independent agent will be your dedicated representative. Among the perks of working with a specific agent are you can meet in person or talk by phone or email.

  • They’re free. The Medicare policy you buy costs the same regardless of how you buy it. You’ll never be charged a fee to purchase a Medicare plan.
  • They’ll work with you to help you understand your options. Independent agents are invested in your success. Their business depends on great word-of-mouth recommendations. They are trained to know the ins and outs of various policies, and how to match your needs to a Medicare plan.
  • They’re your advocate. After you enroll in Medicare, your independent agent will be available whenever you need them. Your agent can help you switch policies annually to suit your changing needs. If you have a question about a claim or benefits, your agent can provide answers or act as an intermediary between you and your insurance company.
  • They are impartial. Independent agents have access to many Medicare plans, including those created by the federal government. They aren’t beholden to any one company, so they can help you sort through the options and choose Original Medicare (Parts A and B, provided by the government) or Medicare Advantage or a Prescription plan (Part D) managed by private providers.

Independent insurance agents have your best interest at heart and will steer you in the best path for your health and finances. Contact UROne Benefits™ today to meet your independent agent.

This post was originally published in March 2017; updated February 2024.