The Age 65+ Workforce: What’s the Best Health Insurance Solution for the Employees and Employers?

September 1, 2021

For employers, workers age 65 and over add a needed dimension of experience and knowledge to the workforce. Individuals working beyond age 65 is a growing trend.

Medicare-Eligible Employees Have Options

Employees turning 65 are inundated with Medicare plan information online, by mail, by phone and through well-meaning (but often misinformed) family and friends. Employer health care insurance is complicated, and Medicare is no exception. The more informed each employee is regarding Medicare, the greater the opportunity for them to consider coverage that may better match their personal needs. Medicare plans are available that require no monthly premium, providing comprehensive coverage with additional benefits and services such as dental, vision, hearing, and meal and transportation services.

Many employees aged 65 could potentially be missing out on lower costs, as well as the added benefits included in many Medicare Advantage plans. Helping them understand Medicare health insurance options can add to employee satisfaction and also reduce their personal and company health care costs.

Many human resource and employee benefit professionals already have full plates and lack the time to counsel individual employees on a very complicated program they may not be intimately familiar with.

Oswald and UROne Benefits provide personal services to help each employee and spouse aged 65 and older understand Medicare and help them compare their company plan to the variety of Medicare options available.

Our staff of professional Medicare Specialists will offer personal assistance, information and education from the first phone call or email. Now is a great time to include this information in your fall open enrollment materials. Many younger employees tell us this also helps their parents find the objective advice they seek.

If you would like more information on how we can help your employees who are eligible for Medicare, please contact:

Matt Miklos
Vice President of Individual Medicare Solutions 
UROne Benefits, Oswald