Resources

If you’re nearing age 65 (when you have to enroll in Medicare) or you already have a policy and you need to make a change, it’s difficult to know who to trust. Working with an independent agent can help make the experience more personal. Your independent agent will be your…

Understanding Medicare can seem like an insurmountable task, but you don’t have to tackle it alone. UROne Benefits® can help you make sense of all the pieces and parts of Medicare for you or a loved one. Our goal is to educate people approaching age 65 and older that Medicare…

The life expectancy of the average American is higher than it has ever been. Make those extra years as healthy and active as possible by losing weight, quitting smoking, eating a healthy diet and exercising. Doing these things may help ward off some of the eight most common health concerns…

Did you know that Original Medicare Part A and B do not cover everything and can leave you with significant out of pocket expenses? With supplement insurance, also called Medigap or MedSup, you can get coverage at varying levels for deductibles, coinsurance and copayments to reduce or eliminate your out-of-pocket…

Medicare changes frequently. Having a new presidential administration in office could have a significant impact on the federal health insurance program. In the second of two parts in this series, we focus on what the new administration could mean for Medicare. Changes to the Medicare drug price negotiation program Early…

Understanding changes to Medicare is crucial to understanding your health coverage. The federal health insurance program that covers more than 68 million people has already undergone significant changes in 2025. More change could be on the horizon with a new administration in the White House. This two-part blog series explores…

As we begin a new year, Medicare beneficiaries should take note of a significant opportunity: the Medicare Advantage Open Enrollment Period (MA OEP). From January 1 to March 31, this window allows those currently enrolled in a Medicare Advantage (MA) plan to make changes to their healthcare coverage. If you’re…

A series of changes in Medicare plans have been made for next year. Know what they are now so you can make the best decisions for your plan during open enrollment. Plan offerings Carriers such as UnitedHealthcare, Cigna and Aetna have announced that changes to and elimination of certain Medicare…

Union Risk Advisors hosted a panel discussion with Regan Debban, Principal at Benefit Comply and Matt Miklos, Individual Medicare Solutions Leader at UROne Benefits® on September 18. Watch the full webinar here to learn more about the upcoming changes to Medicare Part D prescription drug coverage. Passcode: Medicare24! This session…

Open Enrollment comes around faithfully every year. Individuals enroll in workplace benefits such as health, dental, vision and life insurance. For the growing number of people approaching or working beyond age 65, there is another Open Enrollment that takes place October 15 through December 7 – the Medicare Annual Enrollment…

Open Enrollment comes around faithfully every year. Employees enroll in workplace benefits such as health, dental, vision and life insurance. For the growing number of employees approaching or working beyond age 65, there is another Open Enrollment that takes place October 15 through December 7 – the Medicare Annual Enrollment…

The challenge of managing the ever-increasing cost of health insurance has become more difficult as additional factors contribute to the number and frequency of claims due to an aging workforce and increased COBRA eligibility. Employers may not be able to eliminate claims, but they can choose to educate and inform…

It pays to be prepared. If you wait until you reach retirement age to prepare for what life will look like, you’ve waited too long. Start planning early and gather as much information as you can so you can create the right retirement portfolio for your needs. Here’s a look…

Anxiety was once thought to decline in older adults, but it turns out the opposite is true. Older adults worry about their own health, having a fixed income, loss of mobility and the well-being of their loved ones, according to Cedars Sinai Medical Center. Though aging and anxiety can go hand-in-hand,…

Protecting your teeth should always be high on your list of priorities with proper dental coverage, but even more so as you age. Various factors play into the increasing vulnerability of your pearly whites. Medications can wreak havoc on your teeth and aging brings lessened sensitivity, which means you may…

Seeing a loved one struggle with Alzheimer’s disease or dementia is hard. They are frustrated when they can’t remember things, and caregivers are frustrated by not being able to help. While exercising your brain won’t prevent every case of Alzheimer’s or dementia, it will have a positive impact on its…

You probably joke about being sleep deprived. We all do. Maybe you’ve tried to get more sleep, but nothing seems to work. As you age, you don’t actually need more sleep; however, older adults typically get less sleep than they need for optimal health. A lack of sleep puts you…

Most people look forward to retirement as a glorious end to their working years. You picture days filled with doing all the things you’ve wanted to do but never had time. While retirement can be fun and carefree, it can also be stressful. Retirees worry about staying healthy, having enough…