Resources

Understanding Medicare can seem like an insurmountable task, but you don’t have to tackle it alone. UROne Benefits can help you make sense of all the pieces and parts of Medicare for you or a loved one. Our goal is to educate people approaching age 65 and older that Medicare…

Union Risk Advisors hosted a panel discussion with Regan Debban, Principal at Benefit Comply and Matt Miklos, Individual Medicare Solutions Leader at UROne Benefits™ on September 18. Watch the full webinar here to learn more about the upcoming changes to Medicare Part D prescription drug coverage. Passcode: Medicare24! This session…

Open Enrollment comes around faithfully every year. Individuals enroll in workplace benefits such as health, dental, vision and life insurance. For the growing number of people approaching or working beyond age 65, there is another Open Enrollment that takes place October 15 through December 7 – the Medicare Annual Enrollment…

Open Enrollment comes around faithfully every year. Employees enroll in workplace benefits such as health, dental, vision and life insurance. For the growing number of employees approaching or working beyond age 65, there is another Open Enrollment that takes place October 15 through December 7 – the Medicare Annual Enrollment…

The challenge of managing the ever-increasing cost of health insurance has become more difficult as additional factors contribute to the number and frequency of claims due to an aging workforce and increased COBRA eligibility. Employers may not be able to eliminate claims, but they can choose to educate and inform…

It pays to be prepared. If you wait until you reach retirement age to prepare for what life will look like, you’ve waited too long. Start planning early and gather as much information as you can so you can create the right retirement portfolio for your needs. Here’s a look…

Protecting your teeth should always be high on your list of priorities with proper dental coverage, but even more so as you age. Various factors play into the increasing vulnerability of your pearly whites. Medications can wreak havoc on your teeth and aging brings lessened sensitivity, which means you may…

Anxiety was once thought to decline in older adults, but it turns out the opposite is true. Older adults worry about their own health, having a fixed income, loss of mobility and the well-being of their loved ones, according to Cedars Sinai Medical Center. Though aging and anxiety can go hand-in-hand,…

Seeing a loved one struggle with Alzheimer’s disease or dementia is hard. They are frustrated when they can’t remember things, and caregivers are frustrated by not being able to help. While exercising your brain won’t prevent every case of Alzheimer’s or dementia, it will have a positive impact on its…

You probably joke about being sleep deprived. We all do. Maybe you’ve tried to get more sleep, but nothing seems to work. As you age, you don’t actually need more sleep; however, older adults typically get less sleep than they need for optimal health. A lack of sleep puts you…

Most people look forward to retirement as a glorious end to their working years. You picture days filled with doing all the things you’ve wanted to do but never had time. While retirement can be fun and carefree, it can also be stressful. Retirees worry about staying healthy, having enough…

You know you need life insurance and the peace of mind it brings, but you haven’t yet pulled the trigger. You’ve worked hard to provide a solid foundation for your family’s financial future, so protect it. It’s pretty simple – if someone depends on you financially, you need to have…

Talking about death, especially your own, can be uncomfortable and downright anxiety-inducing. But, if you’ve ever had to make funeral arrangements for a loved one, you know the significant cost involved and the numerous decisions that need to be made. Preparing for your own final expenses may not be easy or…

For those approaching Medicare or those who are already covered by it, Medicare can be very confusing. Add in the Part D Donut Hole (or coverage gap) and all the rules, pieces and parts of Medicare can leave a patient feeling lost. So, let’s break it down. Medicare Part A…

Diabetes is a serious condition. If it goes unmanaged, it can cause other serious issues such as heart disease, stroke or even blindness. Thankfully, there are many steps you can make to manage diabetes and live a long, enjoyable life. Watch what you eat Diabetics must think about what they…

Enrolling in Medicare can be intimidating but, armed with the answers to common questions, it can be easy. When to enroll Some circumstances result in people being enrolled automatically, such as when you’re receiving Social Security retirement benefits. Everyone else will need to pay close attention to the rules as…

Long-term support and services include any kind of assistance that helps a person who cannot help themselves due to cognitive, physical or chronic health conditions. These services include instrumental activities of daily living such as eating, bathing and getting dressed. Long-term care may also include stays in assisted living facilities…

Depression is one of the most common disorders affecting many Americans at some point during their lifetime, and it doesn’t discriminate based on age or gender. While aging isn’t a cause of depression, there are some facets of depression that are unique to older people, as well as some common…