Resources

Why You Need to Make Sleep a Priority

You probably joke about being sleep deprived. We all do. Maybe you’ve tried to get more sleep, but nothing seems to work. As you age, you don’t actually need more sleep; however, older adults typically get less sleep than they need for optimal health. A lack of sleep puts you…

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Senior Stress: 11 Ways to Let it Go

Most people look forward to retirement as a glorious end to their working years. You picture days filled with doing all the things you’ve wanted to do but never had time. While retirement can be fun and carefree, it can also be stressful. Retirees worry about staying healthy, having enough…

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Life Insurance: Peace of Mind When You Need it Most

You know you need life insurance and the peace of mind it brings, but you haven’t yet pulled the trigger. You’ve worked hard to provide a solid foundation for your family’s financial future, so protect it. It’s pretty simple – if someone depends on you financially, you need to have…

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Preparing for Your Final Expenses

Talking about death, especially your own, can be uncomfortable and downright anxiety-inducing. But, if you’ve ever had to make funeral arrangements for a loved one, you know the significant cost involved and the numerous decisions that need to be made. Preparing for your own final expenses may not be easy or…

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What is the Medicare Part D Donut Hole?

For those approaching Medicare or those who are already covered by it, Medicare can be very confusing. Add in the Part D Donut Hole (or coverage gap) and all the rules, pieces and parts of Medicare can leave a patient feeling lost. So, let’s break it down. Medicare Part A…

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Take Control of Your Diabetes with an Exercise Routine

Diabetes is a serious condition. If it goes unmanaged, it can cause other serious issues such as heart disease, stroke or even blindness. Thankfully, there are many steps you can make to manage diabetes and live a long, enjoyable life. Watch what you eat Diabetics must think about what they…

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Enrolling in Medicare for the First Time

Enrolling in Medicare can be intimidating but, armed with the answers to common questions, it can be easy. When to enroll Some circumstances result in people being enrolled automatically, such as when you’re receiving Social Security retirement benefits. Everyone else will need to pay close attention to the rules as…

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Planning Ahead for Long-Term Care Costs

Long-term support and services include any kind of assistance that helps a person who cannot help themselves due to cognitive, physical or chronic health conditions. These services include instrumental activities of daily living such as eating, bathing and getting dressed. Long-term care may also include stays in assisted living facilities…

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What You Need to Know About Aging and Depression

Depression is one of the most common disorders affecting many Americans at some point during their lifetime, and it doesn’t discriminate based on age or gender. While aging isn’t a cause of depression, there are some facets of depression that are unique to older people, as well as some common…

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Tips for Staying Healthy as You Age

Physiological changes occur at any age but, as you approach age 70 and beyond, some of those changes are significant. However, you’re not at the mercy of your age. There’s a lot you can do to boost your health and decrease your chances of disease and immobility. Here’s what you…

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Six Ways to Prevent Falling

As you get older, it becomes more and more important to prevent falls because of the serious injuries they can cause. Medications you’re taking, health conditions and physical changes all contribute to the risk of falling.  Use these strategies to stay upright. 1. Check in with your doc Schedule an…

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Cholesterol: Use What You Know to Improve Your Health 

No matter how bad the news is about your cholesterol, there’s generally an upside. While cholesterol is no joke, and high bad cholesterol levels can really wreak havoc on your health, there are several steps you can take to manage your levels and regain control of your health. Understanding cholesterol…

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What You Need to Know About Social Security Age Increases

If you’re turning 65 soon, there are some important decisions that you’ll have to make concerning your health care options. Here’s what you need to know. If you were born in 1959 your full retirement age is 66 and 10 months. You can start your Social Security retirement benefits as…

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Don’t Buy a Medicare Advantage Plan Until You Read This

Medicare can be confusing. You have hospital coverage through Part A, medical coverage through Part B, and there’s also Medicare Advantage options to consider. But, do you really need an Advantage plan? Read this before you sign. Health Maintenance Organization Plans If you have an HMO, you can usually only…

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Eight Common Health Issues Seniors Face

The life expectancy of the average American is higher than it has ever been. Make those extra years as healthy and active as possible by losing weight, quitting smoking, eating a healthy diet and exercising. Doing these things may help ward off some of the eight most common health concerns…

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Why Retirees Should Work With an Independent Medicare Agent

If you’re nearing age 65 (when you have to enroll in Medicare) or you already have a policy and you need to make a change, it’s difficult to know who to trust. Sure, you can go to Medicare.gov and enroll in Medicare, but you will have a more personal experience…

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Medicare Changes for 2024 and What They Mean to You

Changes have been made by the federal government to Medicare Part A, Part B and Part D that expand coverage or lower your costs in 2024. Care navigation: Providers are now being paid by Medicare to help patients coordinate all their care to care for the whole person, rather than…

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All About the Shingles Vaccine

Shingles. If you’ve had it, or know someone who has, the mere mention of the word can bring you to your knees. The painful condition afflicts one million people each year in America alone. While people over 50 years of age are most susceptible to it, young people and those…

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