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You probably joke about being sleep deprived. We all do. Maybe you’ve tried to get more sleep, but nothing seems to work. As you age, you don’t actually need more sleep; however, older adults typically get less sleep than they need for optimal health. A lack of sleep puts you…

You know you need life insurance and the peace of mind it brings, but you haven’t yet pulled the trigger. You’ve worked hard to provide a solid foundation for your family’s financial future, so protect it. It’s pretty simple – if someone depends on you financially, you need to have…

Talking about death, especially your own, can be uncomfortable and downright anxiety-inducing. But, if you’ve ever had to make funeral arrangements for a loved one, you know the significant cost involved and the numerous decisions that need to be made. Preparing for your own final expenses may not be easy or…

Nobody likes to think about their health failing, especially as health care costs continue to rise. A large number of Americans would find it hard to pay for unexpected medical expenses. Fortunately, there are options that can help bridge the gap. Critical illness insurance plans pay a lump sum cash…

Coughing and sneezing are no fun. You feel like you want to crawl into bed, pull the covers over your head, and stay put until it passes. The glances from coworkers when you sneeze or blow your nose make it even worse. Because allergies and colds cause many of the…

Accidents happen, regardless of your age. They’re always unexpected and can be costly. Nearly 25 million office visits and 25.5 million emergency department visits occurred because of unintentional injuries, according to the National Hospital Ambulatory Medical Care Survey. Having personal accident insurance can take some of the sting out of…

Whether it’s a cleaning, a crown or a cavity, dental costs can add up, so a good dental insurance plan is necessary to ease the pain on your wallet. If you currently do not have dental coverage, you can access personal or standalone dental coverage with the help of UROne…

No matter how bad the news is about your cholesterol, there’s generally an upside. While cholesterol is no joke, and high bad cholesterol levels can really wreak havoc on your health, there are several steps you can take to manage your levels and regain control of your health. Understanding cholesterol…

For employers, workers aged 65 and over add a needed dimension of experience and knowledge to the workforce. Individuals working beyond age 65 is a growing trend, and they have options for health care coverage. That’s why employees turning 65 are inundated with Medicare plan information online, by mail, by…

Whether you’re turning 65 soon or it’s still a few years away, you need to know the options available to you as you transition from the Marketplace to Medicare for your health insurance. Investigate your options as soon as possible and have a plan to enroll on time. The danger…

Editor’s note: This post was originally published on 12/7/16 and has been updated for accuracy and comprehension.   The winter season holds many perks: Beautiful, snowy surroundings, cozying up around the fireplace, and the holidays are just a few. But along with these wonderful events come nasty viruses and colds.…

The open enrollment season is coming up. Avoid these common mistakes. 1. Letting open enrollment pass you by Don’t automatically re-enroll in your Marketplace health insurance plan. This is perhaps the worst mistake you make during open enrollment. From one year to the next, carriers may make sweeping changes to…

Now is the time to start re-evaluating your health insurance needs for the new year. It can seem like a major headache to deal with wading into the health insurance coverage waters again, but it’s well worth your while. Consider any changes you or your family have experienced in terms…

The open enrollment period to purchase an individual or family insurance policy on the Marketplace is the only time you can change, update or cancel your policy – without penalty or having to qualify for a life event. Take advantage of this time to explore your options and find the…