Resources

For employers, workers aged 65 and over add a needed dimension of experience and knowledge to the workforce. Individuals working beyond age 65 is a growing trend, and they have options for health care coverage. That’s why employees turning 65 are inundated with Medicare plan information online, by mail, by…

Matt Miklos, vice president, individual medicare solutions leader at UROne Benefits®, discusses how and when to enroll for Medicare. UROne Benefits® can help every step of the way with no cost to you! Watch:   For more information, please contact us here.

Matt Miklos of UROne Benefits® explains why and how Medicare Advantage Plans may benefit companies and their employees. One of the more confusing and complicated decisions an employee has to make is what to do when they or their spouse turns 65 and becomes eligible for Medicare, especially if they…

Whether you’re turning 65 soon or it’s still a few years away, you need to know the options available to you as you transition from the Marketplace to Medicare for your health insurance. Investigate your options as soon as possible and have a plan to enroll on time. The danger…

The challenge of managing the ever-increasing cost of health insurance has become more difficult as additional factors contribute to the number and frequency of claim occurrences due to an aging workforce and an increase in events that trigger COBRA eligibility. Employers may not be able to eliminate or control the…

Planning for retirement can be an exciting time, but it can also bring some apprehension. Though it should always be somewhere on the radar, if you’re within 10 years of retiring, it’s time to start seriously thinking about how life will look for you financially. Health care costs are one…

Check out the Crain’s Cleveland article written by Frank Spinelli, VP, Director of Affinity Groups and Emerging Markets. In the feature, Frank explains how Individual Coverage Health Reimbursement Arrangement (ICHRA) is redefining employer-sponsored health insurance and how UROne and Oswald have taken the lead for their clients. Contact Frank: fspinelli@oswaldcompanies.com…

It happens every fall. Just as the leaves are sure to change, the Medicare Annual Enrollment Period begins. It’s prime time to sign up for a Medicare plan, and it’s an opportunity to make changes to your existing plan. If you want to go beyond the standard benefits included in…

Whether you’re new to Medicare or have already enrolled in a Medicare plan in the past, the terminology can be confusing to understand. Here’s what you need to know to successfully talk the Medicare talk during the Medicare Annual Election Period. Premium. What you’ll pay monthly for your Medicare health…

You’ve accumulated years of wisdom and you’re able to take the time to relax in retirement, enjoying the fruits of years of labor. However, aging can cause some anxiety. Let’s take a look at some of the common worries seniors face. 1. Loneliness Relationships can change as you age. You may…

No matter your age, it’s important to stay on top of your body’s nutritional needs. Those requirements shift as you get older. Let’s take a look at some of the changes that occur, as well as special nutrition needs for seniors. Speak with One of Our Advisors Your changing needs…

Did you know that exercise can slow down the aging process? One way to stay physically active is to get involved in a SilverSneakers program in your area. Let’s take a look at what the program is and how it can help you. What’s SilverSneakers all about? It’s a fitness…

Medical bills can sometimes seem like they’re written in a foreign language, but it’s important to understand the contents to avoid paying too much. Insurance carriers have tried to ease your pain by providing an explanation of benefits (EOB); however, that can also be hard to decipher. Here are a…

You need your medication. That’s non-negotiable. Even if they cost a lot.   Consider these steps to lower your prescription costs: Go for a generic brand. Generic medications can cost significantly less than a name-brand drug. Check with your insurance company’s formulary to find out which comparable medication your policy…

If only purchasing Medicare was as easy as one-and-done. You spend a ton of time figuring out how Medicare plans work and choosing the best plan for you. Then, poof: The government makes one “simple” change and the dominos start to fall.   That’s what’s happened with Medicare Plan F…

You’ve probably heard that healthcare costs are rising, and wondered, What can I do about it? With the annual election period happening now, it’s time to take advantage of savings that can reduce your healthcare expenses and put a little more spending money in your pocket each month. What to…

Did you know that you don’t have to live with the same Medicare Plan that you started with? Every year, during Medicare’s Annual Enrollment Period (AEP), you can change plans, add or change prescription drug coverage or move to an Advantage Plan offering. This year, the 2021Annual Enrollment Period is…