Resources

A series of changes in Medicare plans have been made for next year. Know what they are now so you can make the best decisions for your plan during open enrollment. Plan offerings Carriers such as UnitedHealthcare, Cigna and Aetna have announced that changes to and elimination of certain Medicare…

Understanding Medicare can seem like an insurmountable task, but you don’t have to tackle it alone. UROne Benefits can help you make sense of all the pieces and parts of Medicare for you or a loved one. Our goal is to educate people approaching age 65 and older that Medicare…

Union Risk Advisors hosted a panel discussion with Regan Debban, Principal at Benefit Comply and Matt Miklos, Individual Medicare Solutions Leader at UROne Benefits™ on September 18. Watch the full webinar here to learn more about the upcoming changes to Medicare Part D prescription drug coverage. Passcode: Medicare24! This session…

Many people experience regular memory loss. Maybe you don’t remember where you put your keys or what you had for dinner last night. Perhaps names are hard to recall, or you aren’t sure why you walked into a room. Many people chalk it up to forgetfulness but, for others, it’s…

Medicare covers the Initial Preventive Physical Examination, and a yearly checkup called the Annual Wellness visit that are considered preventative and wellness exams. Most private insurance plans cover yearly physical exams. Coverage may differ based on enrollment in a Medicare Supplemental Plan or Medicare Advantage Plan. When receiving a yearly…

Many have felt their heart racing. It’s called Tachycardia and it can be scary. It occurs for many reasons, such as a person is anxious, going through menopause, exercising, has underlying health conditions, or the heart is alerting the body that something is wrong. Medications may even cause one’s heart…

We all need to get enough sleep to live a healthy life. After all, every part of the body needs sleep to function properly. However, millions of Americans are sleep deprived. In 2022, nearly 37% of adults didn’t get enough sleep, according to the Centers for Disease Control and Prevention…

Open Enrollment comes around faithfully every year. Employees enroll in workplace benefits such as health, dental, vision and life insurance. For the growing number of employees approaching or working beyond age 65, there is another Open Enrollment that takes place October 15 through December 7 – the Medicare Annual Enrollment…

The challenge of managing the ever-increasing cost of health insurance has become more difficult as additional factors contribute to the number and frequency of claims due to an aging workforce and increased COBRA eligibility. Employers may not be able to eliminate claims, but they can choose to educate and inform…

It pays to be prepared. If you wait until you reach retirement age to prepare for what life will look like, you’ve waited too long. Start planning early and gather as much information as you can so you can create the right retirement portfolio for your needs. Here’s a look…

Protecting your teeth should always be high on your list of priorities with proper dental coverage, but even more so as you age. Various factors play into the increasing vulnerability of your pearly whites. Medications can wreak havoc on your teeth and aging brings lessened sensitivity, which means you may…

Anxiety was once thought to decline in older adults, but it turns out the opposite is true. Older adults worry about their own health, having a fixed income, loss of mobility and the well-being of their loved ones, according to Cedars Sinai Medical Center. Though aging and anxiety can go hand-in-hand,…

You know life insurance is a valuable asset to have in the event of your death, but did you know all the ways that life insurance can be valuable while you are living? Here are some extra benefits to keep in mind. 1. Get Help Buying a Home If you’re…

Seeing a loved one struggle with Alzheimer’s disease or dementia is hard. They are frustrated when they can’t remember things, and caregivers are frustrated by not being able to help. While exercising your brain won’t prevent every case of Alzheimer’s or dementia, it will have a positive impact on its…

When your car breaks down, you take it to a mechanic because he’s an expert on all the little details that go into making a car run smoothly. When you’re sick, you go to a doctor because he’s an expert on the intricacies of the human body and knows just…

You know you’ve done it. That slight headache, a twinge in your back or a weird rash has sent you straight to Google to diagnose yourself. You inevitably start to panic that you have a fatal health issue. You’re not alone. Sixty-five percent of Americans turned to Google to decipher…

You probably joke about being sleep deprived. We all do. Maybe you’ve tried to get more sleep, but nothing seems to work. As you age, you don’t actually need more sleep; however, older adults typically get less sleep than they need for optimal health. A lack of sleep puts you…

Most people look forward to retirement as a glorious end to their working years. You picture days filled with doing all the things you’ve wanted to do but never had time. While retirement can be fun and carefree, it can also be stressful. Retirees worry about staying healthy, having enough…