Resources

It pays to be prepared. If you wait until you reach retirement age to prepare for what life will look like, you’ve waited too long. Start planning early and gather as much information as you can so you can create the right retirement portfolio for your needs. Here’s a look…

Anxiety was once thought to decline in older adults, but it turns out the opposite is true. Older adults worry about their own health, having a fixed income, loss of mobility and the well-being of their loved ones, according to Cedars Sinai Medical Center. Though aging and anxiety can go hand-in-hand,…

Protecting your teeth should always be high on your list of priorities with proper dental coverage, but even more so as you age. Various factors play into the increasing vulnerability of your pearly whites. Medications can wreak havoc on your teeth and aging brings lessened sensitivity, which means you may…

You know life insurance is a valuable asset to have in the event of your death, but did you know all the ways that life insurance can be valuable while you are living? Here are some extra benefits to keep in mind. 1. Get Help Buying a Home If you’re…

Seeing a loved one struggle with Alzheimer’s disease or dementia is hard. They are frustrated when they can’t remember things, and caregivers are frustrated by not being able to help. While exercising your brain won’t prevent every case of Alzheimer’s or dementia, it will have a positive impact on its…

When your car breaks down, you take it to a mechanic because he’s an expert on all the little details that go into making a car run smoothly. When you’re sick, you go to a doctor because he’s an expert on the intricacies of the human body and knows just…

You know you’ve done it. That slight headache, a twinge in your back or a weird rash has sent you straight to Google to diagnose yourself. You inevitably start to panic that you have a fatal health issue. You’re not alone. Sixty-five percent of Americans turned to Google to decipher…

You probably joke about being sleep deprived. We all do. Maybe you’ve tried to get more sleep, but nothing seems to work. As you age, you don’t actually need more sleep; however, older adults typically get less sleep than they need for optimal health. A lack of sleep puts you…

Most people look forward to retirement as a glorious end to their working years. You picture days filled with doing all the things you’ve wanted to do but never had time. While retirement can be fun and carefree, it can also be stressful. Retirees worry about staying healthy, having enough…

You know you need life insurance and the peace of mind it brings, but you haven’t yet pulled the trigger. You’ve worked hard to provide a solid foundation for your family’s financial future, so protect it. It’s pretty simple – if someone depends on you financially, you need to have…

Talking about death, especially your own, can be uncomfortable and downright anxiety-inducing. But, if you’ve ever had to make funeral arrangements for a loved one, you know the significant cost involved and the numerous decisions that need to be made. Preparing for your own final expenses may not be easy or…

Nobody likes to think about their health failing, especially as health care costs continue to rise. A large number of Americans would find it hard to pay for unexpected medical expenses. Fortunately, there are options that can help bridge the gap. Critical illness insurance plans pay a lump sum cash…

Spending time in the hospital is bad enough. Add in the bills that follow and it is like pouring salt in your wound. Even with health insurance, your out-of-pocket expenses can be excessive, but the cost of a hospital stay could be reduced with a hospital indemnity insurance plan. Hospital…

Coughing and sneezing are no fun. You feel like you want to crawl into bed, pull the covers over your head, and stay put until it passes. The glances from coworkers when you sneeze or blow your nose make it even worse. Because allergies and colds cause many of the…

Accidents happen, regardless of your age. They’re always unexpected and can be costly. Nearly 25 million office visits and 25.5 million emergency department visits occurred because of unintentional injuries, according to the National Hospital Ambulatory Medical Care Survey. Having personal accident insurance can take some of the sting out of…

There are places to be and appointments to keep, meals to prepare and laundry to wash. There is always something to do, and it can cause stress just thinking about the to-do list. Stress isn’t good for your body or your mind. It prevents you from resting well and can…

Choosing the right health care plan can be an overwhelming experience. It has lasting repercussions and can have a great impact on your financial health, as well as your physical well-being. The experienced team at UROne Benefits® can help you navigate the following. Cost. The cost of Medicare insurance plans…

Diabetes is a serious condition. If it goes unmanaged, it can cause other serious issues such as heart disease, stroke or even blindness. Thankfully, there are many steps you can make to manage diabetes and live a long, enjoyable life. Watch what you eat Diabetics must think about what they…