Enrolling in Medicare can be intimidating but, armed with the answers to common questions, it can be easy. When to enroll Some circumstances result in people being enrolled automatically, such as when you’re receiving Social Security retirement benefits. Everyone else will need to pay close attention to the rules as…
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Some people have no trouble with weight control, but for the more than 70% of Americans that are overweight, it can be a struggle. While it may not be easy, there are steps to take to move toward and achieve a healthy weight. 1. Avoid fad diets Don’t follow fad…
Read MoreWhether it’s a cleaning, a crown or a cavity, dental costs can add up, so a good dental insurance plan is necessary to ease the pain on your wallet. If you currently do not have dental coverage, you can access personal or standalone dental coverage with the help of UROne…
Read MoreWhat exactly is Short-Term health insurance? A short-term plan provides temporary coverage to help pay for hospital and medical claims when employer health insurance or coverage under the Affordable Care Act is not possible. A short-term policy could be a good fit for people that: Missed the ACA Open Enrollment…
Read MoreLong-term support and services include any kind of assistance that helps a person who cannot help themselves due to cognitive, physical or chronic health conditions. These services include instrumental activities of daily living such as eating, bathing and getting dressed. Long-term care may also include stays in assisted living facilities…
Read MoreDepression is one of the most common disorders affecting many Americans at some point during their lifetime, and it doesn’t discriminate based on age or gender. While aging isn’t a cause of depression, there are some facets of depression that are unique to older people, as well as some common…
Read MoreHigh-deductible health plans (HDHP) are attractive because they seemingly reduce your health care spending, but that’s not always the case. With a low-deductible plan, you’ll have predictable medical expenses and typically better coverage, but also higher monthly premiums. Turning to a plan with a lower premium and a higher deductible…
Read MoreThere are pros and cons to getting older. Sure, you get more time to sit back and relax but, on the other hand, you’re at a higher risk for some medical conditions, including digestive health issues. Here are a few of the most common issues seniors face, followed by how…
Read MoreJuggling a career, caring for your family and other responsibilities can put you in a position of financial disadvantage when it’s time to retire. Maybe you chose to stay home with your children, giving you less of an opportunity to accrue the same amount of savings as your husband. Perhaps…
Read MoreWhen thinking about healthcare coverage, don’t forget your teeth! Did you know there’s a connection between the health of your teeth and the health of the rest of your body? It’s true! Issues in your mouth can affect your overall health. Good oral hygiene and regular professional dental care will…
Read MoreHeart attack, stroke, cancer – just the words can induce anxiety. The last thing you want to think about when dealing with an illness is money but, unfortunately, it can quickly move up the list of concerns because a long-term illness can significantly impact personal finances. What is considered a…
Read MoreFinding a health care plan to suit your needs can be a frustrating experience, especially for those ages 50-65, who may not be covered by an employer but are not yet eligible for Medicare. There are some obstacles to getting health insurance coverage that those in this particular age bracket…
Read MorePhysiological changes occur at any age but, as you approach age 70 and beyond, some of those changes are significant. However, you’re not at the mercy of your age. There’s a lot you can do to boost your health and decrease your chances of disease and immobility. Here’s what you…
Read MoreAs you get older, it becomes more and more important to prevent falls because of the serious injuries they can cause. Medications you’re taking, health conditions and physical changes all contribute to the risk of falling. Use these strategies to stay upright. 1. Check in with your doc Schedule an…
Read MoreIf you’re like most people, you think of arthritis as having painful, stiff joints that are swollen and red, but arthritis shows up in different forms. The most common types of arthritis for those over 65 are osteoarthritis, rheumatoid arthritis and gout. Let’s take a closer look at each and…
Read MoreSpring is coming, which has many of us thinking of getting in better shape. Try these tips to boost your health and wellness. Eat breakfast. This very important meal helps you start your day on the right foot. Overnight, while you’re sleeping, your metabolism slows down. Eating a nutritious meal…
Read MoreNo matter how bad the news is about your cholesterol, there’s generally an upside. While cholesterol is no joke, and high bad cholesterol levels can really wreak havoc on your health, there are several steps you can take to manage your levels and regain control of your health. Understanding cholesterol…
Read MoreIf you’re turning 65 soon, there are some important decisions that you’ll have to make concerning your health care options. Here’s what you need to know. If you were born in 1959 your full retirement age is 66 and 10 months. You can start your Social Security retirement benefits as…
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