Resources

It is almost time for Medicare’s Annual Enrollment Period. From Oct. 15 to Dec. 7, those with Medicare can change their health plans and prescription drug coverage for next year.   Even if you are satisfied with your current plan, now is a good time to review your coverage. Every year…

If you’re nearing age 65 (when you have to enroll in Medicare) or you already have a policy and you need to make a change, it’s difficult to know who to trust. Working with an independent agent can help make the experience more personal. Your independent agent will be your…

Low-cost health insurance plans may seem like a good deal, but there’s always a catch. Lower-priced insurance plans usually come with a higher deductible, which means if you find yourself in the emergency room or are suddenly diagnosed with a chronic condition, you could end up with a lot of…

Understanding Medicare can seem like an insurmountable task, but you don’t have to tackle it alone. UROne Benefits® can help you make sense of all the pieces and parts of Medicare for you or a loved one. Our goal is to educate people approaching age 65 and older that Medicare…

The life expectancy of the average American is higher than it has ever been. Make those extra years as healthy and active as possible by losing weight, quitting smoking, eating a healthy diet and exercising. Doing these things may help ward off some of the eight most common health concerns…

Did you know that Original Medicare Part A and B do not cover everything and can leave you with significant out of pocket expenses? With supplement insurance, also called Medigap or MedSup, you can get coverage at varying levels for deductibles, coinsurance and copayments to reduce or eliminate your out-of-pocket…

Medicare changes frequently. Having a new presidential administration in office could have a significant impact on the federal health insurance program. In the second of two parts in this series, we focus on what the new administration could mean for Medicare. Changes to the Medicare drug price negotiation program Early…

Understanding changes to Medicare is crucial to understanding your health coverage. The federal health insurance program that covers more than 68 million people has already undergone significant changes in 2025. More change could be on the horizon with a new administration in the White House. This two-part blog series explores…

As we begin a new year, Medicare beneficiaries should take note of a significant opportunity: the Medicare Advantage Open Enrollment Period (MA OEP). From January 1 to March 31, this window allows those currently enrolled in a Medicare Advantage (MA) plan to make changes to their healthcare coverage. If you’re…

A series of changes in Medicare plans have been made for next year. Know what they are now so you can make the best decisions for your plan during open enrollment. Plan offerings Carriers such as UnitedHealthcare, Cigna and Aetna have announced that changes to and elimination of certain Medicare…

Union Risk Advisors hosted a panel discussion with Regan Debban, Principal at Benefit Comply and Matt Miklos, Individual Medicare Solutions Leader at UROne Benefits® on September 18. Watch the full webinar here to learn more about the upcoming changes to Medicare Part D prescription drug coverage. Passcode: Medicare24! This session…

Open Enrollment comes around faithfully every year. Individuals enroll in workplace benefits such as health, dental, vision and life insurance. For the growing number of people approaching or working beyond age 65, there is another Open Enrollment that takes place October 15 through December 7 – the Medicare Annual Enrollment…

Many people experience regular memory loss. Maybe you don’t remember where you put your keys or what you had for dinner last night. Perhaps names are hard to recall, or you aren’t sure why you walked into a room. Many people chalk it up to forgetfulness but, for others, it’s…

Medicare covers the Initial Preventive Physical Examination, and a yearly checkup called the Annual Wellness visit that are considered preventative and wellness exams. Most private insurance plans cover yearly physical exams. Coverage may differ based on enrollment in a Medicare Supplemental Plan or Medicare Advantage Plan. When receiving a yearly…

Many have felt their heart racing. It’s called Tachycardia and it can be scary. It occurs for many reasons, such as a person is anxious, going through menopause, exercising, has underlying health conditions, or the heart is alerting the body that something is wrong. Medications may even cause one’s heart…

We all need to get enough sleep to live a healthy life. After all, every part of the body needs sleep to function properly. However, millions of Americans are sleep deprived. In 2022, nearly 37% of adults didn’t get enough sleep, according to the Centers for Disease Control and Prevention…

Open Enrollment comes around faithfully every year. Employees enroll in workplace benefits such as health, dental, vision and life insurance. For the growing number of employees approaching or working beyond age 65, there is another Open Enrollment that takes place October 15 through December 7 – the Medicare Annual Enrollment…

The challenge of managing the ever-increasing cost of health insurance has become more difficult as additional factors contribute to the number and frequency of claims due to an aging workforce and increased COBRA eligibility. Employers may not be able to eliminate claims, but they can choose to educate and inform…