Accidents happen, regardless of your age. Not only do they happen, but they’re also always unexpected. Being prepared can take some of the sting out of an unfortunate event. Here’s a look at what Accident Insurance is, the benefits of coverage and why you may need this coverage more than…
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Coughing and sneezing are no fun. You feel like you want to crawl into bed, pull the covers over your head, and stay put until it passes. Not to mention the fact that you’ll get a lot of sideways glances if you go to work runny, stuffy or hacking. Because…
Read MoreNobody likes to think about their health failing, especially as health care costs continue to rise. A large number of Americans would find it hard to pay for unexpected medical expenses. Fortunately, there are options that can help bridge the gap. Critical illness insurance plans pay a lump sum cash…
Read MoreSpending time in the hospital is bad enough. Knowing that the inevitable bills are coming is like pouring salt in your wound. Even with health insurance, your out-of-pocket costs can be excessive, but the cost of a hospital stay could be reduced with a hospital indemnity insurance plan. Speak with…
Read MoreYou know you need life insurance and the peace of mind it brings, but you haven’t yet pulled the trigger. You’ve worked hard to provide a solid foundation for your family’s financial future, so protect it. It’s pretty simple – if someone depends on you financially, you need to have…
Read MoreYou probably joke about being sleep deprived. We all do. Maybe you’ve tried to get more sleep, but nothing seems to work. As you age, you don’t actually need more sleep; however, older adults typically get less sleep than they need for optimal health. A lack of sleep puts you…
Read MoreTalking about death, especially your own, can be uncomfortable and downright anxiety-inducing. But, if you’ve ever had to make funeral arrangements for a loved one, you know the significant cost involved and the numerous decisions that need to be made. Speak with One of Our Advisors Preparing for your own final…
Read MoreMost people look forward to retirement as a glorious end to their working years. You picture days filled with doing all the things you’ve wanted to do but never had time. While retirement can be fun and carefree, it can also be stressful. Retirees worry about staying healthy, having enough…
Read MoreDiabetes is a serious condition and managing it is important. You have to think about what you’re putting into your body, being sure to get the proper nutrients and avoiding the foods and drinks that will cause your blood sugar to spike. But what you consume isn’t the whole…
Read MoreNo matter how bad the news is about your cholesterol, there’s generally an upside. While cholesterol is no joke, and high bad cholesterol levels can really wreak havoc on your health, there are several steps you can take to manage your levels and regain control of your health. Speak with…
Read MoreWhether it’s a cleaning, a crown or a cavity, dental costs can add up. A dental insurance plan can help offset those expenses. If your employer doesn’t offer dental coverage or your marketplace plan currently doesn’t include it, you can access personal or standalone dental coverage with the help of…
Read MoreThe life expectancy of the average American is higher than it has ever been. Make those extra years as healthy and active as possible by losing weight, quitting smoking, eating a healthy diet and exercising. Doing these things may help ward off some of the eight most common health concerns…
Read MoreGood oral hygiene is necessary for the overall health of your entire body. When you don’t take care of your teeth, you put other vital areas at risk of disease and decay. Here are nine consequences of not practicing good dental hygiene. Taking care of your teeth is easier with…
Read MoreLet’s get basic with Medicare Advantage Plans. When you join a Medicare Advantage Plan, you still have Medicare, though your hospital (Part A) and medical (Part B) coverage will be provided through this plan, as opposed to Original Medicare. Here’s a breakdown of your Medicare Advantage options. Health Maintenance Organization…
Read MoreDid you know that exercise can slow down the aging process? One way to stay physically active is to get involved in a SilverSneakers program in your area. Let’s take a look at what the program is and how it can help you. What’s SilverSneakers all about? It’s a fitness…
Read MoreDownload our Open Enrollment Cheat Sheet for more! Open enrollment season is coming up. Check out these reasons to start exploring your options for health care coverage. 1. Everyone needs a check-up. Not only should you be seen yearly for mammograms and other preventive care, at some point you…
Read MoreThe open enrollment period to purchase an individual or family insurance policy on the Marketplace is the only time you can change, update or cancel your policy – without penalty or having to qualify for a life event. Take advantage of this time to explore your options and find the…
Read MoreIt pays to be prepared. If you wait until you reach retirement age to prepare for what life will look like, you’ve waited too long. You should start planning early and gather as much information as you can in order to be as well-informed as possible. Knowing your options…
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